Thedeposit strategy of Retail Banking is to remain disciplined on pricingwhile targeting specific products and markets for

Thedeposit strategy of Retail Banking is to remain disciplined on pricingwhile targeting specific products and markets for growth. A continueddecline in certificates of deposit is expected for the remainder of2009.–Average loan balances decreased $453 million compared with the linkedquarter as education loan growth was offset by declines in commercial,home equity and residential mortgage loans. In the currentenvironment,demand for commercial and home equity loans is being outpaced bypaydowns and charge-offs.–Net interest income for the second quarter of 2009 declined $19million,or 2 percent, compared with the linked quarter primarily as a resultofdeclining loan portfolio spreads and balances.–Noninterest income for the quarter increased $44 million, or 8percent,compared with the linked quarter as service charges on deposits andconsumer service fees increased 8 percent and 9 percent, respectively,while brokerage fees remained relatively flat.–Noninterest expense for the second quarter increased 1 percentcomparedwith the linked quarter. EDT today.The following briefings will be conducted after theannouncement:At 9 a.m. EDT, Alan Mulally, Ford president and chief executive officer, andLewis Booth, Ford executive vice president and chief financial officer, willhost a call for the investment community and news media to discuss secondquarter results.At 11 a.m.

EDT, Peter Daniel, Ford senior vice president and controller, NeilSchloss, Ford vice president and treasurer, and K.R. Kent, Ford Motor CreditCompany vice chairman and chief financial officer, will host a conference callfor fixed income analysts and investors.The presentations (listen-only) and supporting materials will be available onthe Internet at of the news mediaand the investment community participating by teleconference will have theopportunity to ask questions following the presentations.Access Information – Thursday, July 23Earnings Call: 9 a.m. EDTToll Free: 866-788-0547International: 857-350-1685Earnings Passcode: “Ford Earnings”Fixed Income: 11 a.m. EDTToll Free:866-804-6920International:857-350-1666Fixed Income Passcode: “Ford Fixed Income”Replays – Available after 2 p.m. the day of the event throughThursday, July 30 Free: 888-286-8010International: 617-801-6888Passcodes:Earnings: 29481628Fixed Income: 55865600Ford Motor Company, a global automotive industry leader based in Dearborn,Mich., manufactures or distributes automobiles across six continents.Withabout 201,000 employees and about 90 plants worldwide, the company’s brandsinclude Ford, Lincoln, Mercury and Volvo.The company provides financialservices through Ford Motor Credit Company.For more information regardingFord’s products, please visit Notes(+)Excluding special items. We do notassume any duty and do not undertake to update our forward-looking statements. Information on these websites is not part of this document.–Our businesses and financial results are affected by business andeconomic conditions, both generally and specifically in the principalmarkets in which we operate.

Reputationalimpacts, in turn, could affect matters such as business generation andretention, our ability to attract and retain management, liquidity,andfunding. are discussed in more detail inBlackRock’s filings with the SEC, including in the Risk Factorssections of BlackRock’s reports. The interest income earned oncertain earning assets is completely or partially exempt fromfederal income tax. As such, these tax-exempt instruments typicallyyield lower returns than taxable investments. To provide moremeaningful comparisons of margins for all earning assets, we usenet interest income on a taxable-equivalent basis in calculatingnet interest margin by increasing the interest income earned ontax-exempt assets to make it fully equivalent to interest incomeearned on taxable investments. This adjustment is not permittedunder GAAP in the Consolidated Income Statement. The taxable-equivalent adjustments to net interest income for the three monthsended June 30, 2009, March 31, 2009, and June 30, 2008 were $16million, $15 million, and $10 million, respectively.

We refineour methodologies from time to time as our management accountingpractices are enhanced and our businesses and management structurechange. Certain prior period amounts have been reclassified toreflect current methodologies and our current business andmanagement structure.(b) We consider BlackRock to be a separate reportable business segmentbut have combined its results with Other for this presentation.Our second quarter 2009 Form 10-Q will include additionalinformation regarding BlackRock.(c) Includes the impact of National City, which we acquired on December31, 2008.CONTACTS:MEDIA:Brian E. Goerke(412) INVESTORS:William H. Callihan(412) SOURCEThe PNC Financial Services Group, Inc.Media, Brian E. Goerke, +1-412-762-4550, , orInvestors, William H.